Property Finance

Getting the right advice

Whether you are looking for a property as a principal residence, as a second home (to enjoy a lifestyle), as an investment (to create income and capital returns), or as a commercial property (from which to run a business), getting competitive finance in place can make a significant difference.

How we can help you

Our experienced advisers can help you to find the most appropriate solutions whether you are looking to finance residential and commercial property purchases, or refinance existing properties.

For any property transaction, you should be aware of tax and legal issues surrounding the ownership structure. This may be driven by estate planning objectives, protection against third parties, or simply to minimise the impact of personal taxes. Kingston Smith are well placed to advise you on these matters and to therefore ensure that any mortgage is arranged specifically for the chosen structure on the right basis.

We act as an introducer to property financing experts who offer a ‘hand-held’ service from initially understanding your requirements right through to completing the transaction. In addition to removing much of the frustration and time that can be brought by trying to 'do it yourself’, more often than not it is possible to obtain terms which are more competitive than you can source from your existing banks or other lenders.

Key contact

For further information or if you would like to arrange a meeting please contact Derek Prentice, Director, Kingston Smith Financial Advisers on 020 7566 4000 or dprentice@ksfa.co.uk.

Your property may be repossessed if you do not keep up with your repayments on your mortgage.

If you are introduced to any property financing experts a fee may be payable and should this apply this will be disclosed by them at the outset.

Financial advice is provided by Kingston Smith Financial Advisers Ltd, an appointed representative of Argentis Financial Management Ltd which is authorised and regulated by the Financial Services Authority (FSA).

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, tax advice, wills, trusts or certain offshore investments.