Whether you are looking for a property as a principal residence, as a second home (to enjoy a lifestyle), as an investment (to create income and capital returns), or as a commercial property (from which to run a business), getting competitive finance in place can make a significant difference.
How we can help you
Our experienced advisers can help you to find the most appropriate solutions whether you are looking to finance residential and commercial property purchases, or refinance existing properties.
For any property transaction, you should be aware of property tax and legal issues surrounding the ownership structure. This may be driven by estate planning objectives, protection against third parties, or simply to minimise the impact of personal taxes. Kingston Smith are well placed to advise you on these matters and to therefore ensure that any mortgage is arranged specifically for the chosen structure on the right basis.
We act as an introducer to property financing experts who offer a ‘hand-held’ service from initially understanding your requirements right through to completing the transaction. In addition to removing much of the frustration and time that can be brought by trying to ‘do it yourself’, more often than not it is possible to obtain terms which are more competitive than those you can source from your existing banks or other lenders.
Your property may be repossessed if you do not keep up with your repayments on your mortgage.